Vacation Rental Insurance Blog

Expert guides on insurance for vacation and short-term rental owners.

Vacation Rental Insurance: The Complete Coverage Guide for Hosts

Every coverage a short-term rental owner needs — liability, property, loss of income, umbrella, and workers comp — explained for Airbnb and VRBO hosts.

June 18, 20265 min read

Risk Management

Why Your Homeowners Policy Won't Cover Your Airbnb

The business-use exclusion can void your homeowners policy the moment you host paying guests. Learn the gap and what coverage you actually need.

June 12, 20265 min read

Risk Management

Guest Injuries and Premises Liability: Protecting Your Short-Term Rental

Slips, pool drownings, balcony falls, carbon monoxide, dog bites — the guest injury claims that threaten STR hosts and how to protect against them.

June 5, 20265 min read

Coverage Guide

Loss of Rental Income: Protecting Your Cash Flow When Disaster Strikes

How loss of rental income coverage replaces booking revenue when a covered loss shuts down your short-term rental — and how to size your limit correctly.

May 28, 20265 min read

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